| IBSI believes in our SEVEN Steps to Cost Containment :
1. Flexible Benefit – Do you allow the employees pay for their participation costs pre-tax?
2. Consumer Choice Options? Are you aware that your company can offer multiple plan choices for the employees? 3. AFA Plans Are you eligible for an Alternate Funding Arrangement with opt-out privileges for certain controversial State Mandated Coverage's?
4. Emergencies Many claims are filed for emergency services which are not necessary. Avoiding this misuse of benefits can save significantly.
5. Contributory/Voluntary – Many ancillary benefits can be Voluntary or Contributory. Are you carefully examining all your lines of coverage?
6. Education - Does your company sponsor annual seminars to teach your employees to be better health care consumers?
7. Time Management – How much is your time worth? - - Let IBSI be your Human Resources Extension, saving valuable HR time and resources.
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